How to Contribute to Your Plan
 
How Much Can You Contribute?
  Self-Employed 401(k)  The combination of your profit sharing and 401(k) salary deferral contributions cannot exceed $49,000 for the 2009 or 2010 plan year. Individuals 50 or older may defer an additional catch up contribution – for a maximum contribution amount of $54,500 for the 2009 or 2010 plan year.
  Stand-Alone Profit Sharing Plan or Money Purchase Plan Your contribution can be up to 25% of compensation, not to exceed $49,000 for the 2009 or 2010 plan year.*
* The maximum compensation on which contributions can be based is $245,000 for 2009 and 2010. For self-employed individuals, compensation means earned income. Consult your tax advisor for more information about your contribution amount.
Mail Contributions to Fidelity
  Make your check payable to Fidelity Investments
  Write your account number in the memo section of the check
  For a Self-Employed 401(k) – submit your check with a completed 401(k) Contribution Remittance Form (PDF)
  For a Profit Sharing and Money Purchase Plan – submit your check with deposit instructions (PDF). Mutual Fund customers: add the name of the mutual fund to which you are contributing
Mail to:
Fidelity Investments
P.O. Box 770001
Cincinnati, OH 45277-0003
PDFs require Adobe® Acrobat® Reader®.
* IRA Brokerage account fee is eliminated (except SIMPLE IRA). Fund expenses and brokerage commissions still apply. Depending on your situation low-balance, short-term trading, and account closing fees may apply.
 
Spotlight
Contact a Retirement Representative
 
 
Self-Employed/Small
Business Plans
SEP-IRAs
Self-Employed 401(k)s
SIMPLE-IRAs
401(k)s
Tools & Resources
 Overview
 About SEP-IRAs
 How to Contribute
 About Self-Employed
   401(k)s
 How to Contribute
 About SIMPLE-IRAs
 How to Contribute
 About 401(k)s
 PlanMatch Tool
Overview
About SEP-IRAs
How to Contribute
About Self-Employed
401(k)s
How to Contribute
About SIMPLE-IRAs
How to Contribute
About 401(k)s
PlanMatch Tool