Research Annuities

Principal value, income payments, and investment returns of a variable annuity will fluctuate, and you may have a gain or loss when money is received or withdrawn.

1. Guarantees apply to certain insurance and annuity products (not securities, variable or investment advisory products) and are subject to product terms, exclusions and limitations and the insurer’s claims paying ability and financial strength.
2. Performance for the Fidelity VIP Investor Freedom^® Fund Portfolios depends on that of their underlying Fidelity VIP Funds, and for Fidelity VIP FundsManager^® Portfolios, their underlying Fidelity or Fidelity VIP Funds. These portfolios are subject to the volatility of the financial markets in the U.S. and abroad, and may be subject to the additional risks associated with investing in high-yield, commodity-linked, small-cap, and foreign securities. Customers should evaluate their own circumstances before selecting a portfolio.

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Fidelity annuities are issued by Fidelity Investments Life Insurance Company and in NY, Empire Fidelity Investments Life Insurance Company^®, New York, NY. Some annuities are issued by third party insurance carriers. Fidelity Brokerage Services, Member NYSE, SIPC . This page will open in a popup window., and/or Fidelity Insurance Agency, Inc., are the distributors. The contract’s financial guarantees are solely the responsibility of the issuing insurance company.

MetLife Growth and Guaranteed Income annuity (Policy Form Series No. 8800 (10/09)) is issued by MetLife Investors USA Insurance Company (MLIUSA), 5 Park Plaza, Suite 1900, Irvine, CA 92614 and, in New York (Policy Form Series No. 6800 (10/09)), only by Metropolitan Life Insurance Company, 200 Park Avenue, New York, NY 10166 (each, a “MetLife” company). MLIUSA and Metropolitan Life Insurance company are affiliates. The contract’s financial guarantees are solely the responsibility of the issuing insurance company. Fidelity Brokerage Services, Member NYSE, SIPC, and Fidelity Insurance Agency, Inc., are the distributors; they are not affiliated with any MetLife company.